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Baccarat Tutorial
OVERVIEW Baccarat is a very simple game to play with no decisions made after a bet is placed. The rules are automatic. It means that the Dealer at the table acts according to these rules without consulting players. Baccarat is played in a snooty roped off area to separate itself from the other games. The players are usually very well dressed and the table minimums are often high. The regular baccarat table is about the size of a craps table with 3 casino dealers and up to 12 or 14 players. Each player, including the player dealing, may still bet on either the player or the banker but it is customary for the dealer to bet on the banker. The deal will rotate around the table, much like the dice rotate around the craps table. If a player does not want to deal they may pass the shoe to the next player. The same person will keep dealing as long as the banker keeps winning. The person dealing will put two cards, face down, tucked under the shoe, and give the player with the greatest bet on the player the other two cards, face down. This player then looks at the cards and then gives them back to the player who is dealing. Then the player who is dealing will turn over the cards and one of the casino dealers will announce the totals. Depending on the totals the dealer may then instruct the person dealing the cards to deal a third card. Finally the dealers will pay winning wagers and collect losing ones out of the dealer's tray. The player who actually deals is not assuming any financial responsibility of the other players bets, unlike pai gow, and is just turning over cards. THE RULES Each numbered card less than ten is worth its face value, aces are worth 1, and tens and face cards are worth 0. The suit does not matter. The highest total any baccarat hand can have is nine. A two-card total of nine is called a "natural" and cannot lose. An eight is the second-best hand and is also called a natural. If both player and bank are dealt identical hands, it is a standoff (a tie) and neither bank nor player wins. The score of the hand is the right digit of the total of the cards. For example if the two cards were an 8 and 7, then the total would be 15, and the score would be a 5. The scores will always range from 0 to 9 and it is impossible to bust.
THE BETTING Play begins by all players betting either on the 'player', 'banker', or a tie. I put player and banker in quotes because that is the correct terminology but they do not necessarily represent the dealer or the actual players. THE DEALING The dealer gives two cards each to the player and the banker. THE PLAYER'S ACTION If either the player or the banker has a total of an 8 or a 9 they both stand. There is no exceptions and this rule overrides all other rules. If the player has total of 6 or 7, the player stands. If the player has total of 5 or less, the player automatically hits.
THE DEALER'S ACTION If the player stands, the banker hits on a total of 5 or less. If the player gets the third card then the banker draws a third card according to the following rules:
Banker has total of 3: Banker draws if Player's Third Card is 1-2-3-4-5-6-7-9-0 (not 8) Banker has total of 4: Banker draws if Player's Third Card is 2-3-4-5-6-7 Banker has total of 5: Banker draws if Player's Third Card is 4-5-6-7 Banker has total of 6: Banker draws if Player's Third Card is of 6-7 Banker has total of 7: Banker always stands. The following charts shows the information above.
THE WINNER Once the final cards are dealt, the score of the player and dealer are compared. The winning hand is the one with the greater total. MINI-BACCARAT Are the baccarat minimums too high for you? Then you may want to try mini-baccarat. The rules and house edge are the same but the minimum is usually only $5 or $10. Unlike regular baccarat with its player participation and unique decorum mini-baccarat is played at a blackjack size table where the dealer controls everything. The pace of mini-baccarat is very fast, it would not surprise me if more were bet per hour at a $10 mini-baccarat table than a $25 regular baccarat table. Without the atmosphere of the big baccarat table it is my opinion that mini-baccarat loses its charm and is reduced to a redundant and boring game. It is not surprising to me that mini-baccarat is one of the least popular table games in any casino. BACCARAT ODDS
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